My vision for Hoocht.
My vision for HOOCHT. Rich Wynn, Founder and MD Well, we’re here. HOOCHT. is on the mortgage map. So, who are we, where have we come from and what can you expect? The concept for HOOCHT. first emerged about a year ago, inspired by one of many frustrating days trying to deliver the best for customers amidst clunky and archaic mortgage systems. I’ve lived and breathed mortgages for a decade-and-a-half and, for some time, I’ve felt things could and should be better. After all, we live in an age where you can do your weekly shop or furnish your house in two minutes flat, at the click of a button. So why couldn’t mortgages be that way? It’s about time financial services caught up with the way we live our lives in every other sphere, from online shopping to booking a cab and even finding a new life partner. Well, now it has, in the form of HOOCHT. Because I decided there was no point in moaning about what was wrong with the marketplace, without doing something to help fix it. What can you expect? Our mission, first and foremost, is to help you secure a mortgage faster, easier and wherever you are, on whatever device. We’re using the latest online technologies, including artificial intelligence (AI), to help you apply and get a decision from your chosen lender, within minutes rather than hours. With three decades of mortgage broking experience between us, we’ll also provide you with the best, most informed advice available, to ensure you net the most appropriate mortgage deal for your circumstances. We live and breathe mortgages and will stop at nothing to make things happen for you. Giving back As well as taking the stress away, we want you to get a good feeling from the whole experience, too. We’re an ethical business aiming to make a difference to the communities you, and we, live in. Which is why we’ve partnered with the Parkinson’s UK charity to donate the pence from the fee lenders pay us for every completed mortgage, with the goal of raising thousands of pounds for vital research in partnership with you. We chose this particular cause because it’s dedicated to combating an awful illness which, sadly, affects more and more people every day, something that – unfortunately – I have personal experience of through my dad. HOOCHT will also be supporting grassroots sports, by donating much-needed kit in return for mortgage referrals. We’re currently running a pilot scheme with Wanstead RUFC and are inviting other clubs to contact us and find out more about getting involved [link]. Oh, and added to all this is the fact our advice is fee-FREE to you. Our income comes from the ‘proc’ fees lenders pay us. Read more details about HOOCHT. , how it works and our ethical approach. From the ground up I’ve worked for major players in the mortgage industry, both in the UK and the Middle East, most recently setting up my own, very successful, telephone brokerage. We will serve customers all over the UK – and further afield – we’re also driven by the idea of creating something extra-special in the official UK City of Culture 2017, contributing to the positivity that exists in this area at the moment. Based at the business centre adjacent to the iconic The Deep aquarium, our goal is to play our part in putting this fabulous, quirky city firmly on the map as a source of fintech innovation. Not only that, but we intend to be an amazing place to work – with a creative, flexible environment that makes our team feel great and promotes new ideas, so that we can continue to make you feel fabulous, too. Our team members are encouraged to put forward innovative ideas for the future development of the business for the benefit of our customers and with our ambitious growth plans for our first year and beyond, we hope to also play a role as a significant local employer. Parting words HOOCHT. isn’t just a mortgage company, it’s a lifestyle one. Yes, offering cutting-edge technology to push the boundaries of customer service is central to our ethos, but being responsible about the way in which we do that is equally important to us. The best thing about digital technology, is the way it connects people, and we want to tap into that – and the contemporary drive to make a difference across geographies and social barriers. We aim to provide the missing service link in terms of what today’s customers are looking for. HOOCHT. will combine integrity, unrivalled mortgage broking experience and the personal touch. Modern tech is just the vehicle enabling us to provide the speed and efficiency people need and expect in today’s world. We expect HOOCHT. to appeal to anyone with property aspirations, who is looking for something different from the process of mortgaging or re-mortgaging. This might seem cutting edge now, but in 10 years’ time, when the Millennials need mortgages, completing everything online will be the norm, which is why we’re committed to continuing to innovate, too, and mortgages won’t be the only thing we’ll be helping to make easier for our customers, down the line. So, watch this space for more news! YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR MORTGAGE. THIS FIRM DOES NOT CHARGE A FEE FOR MORTGAGE ADVICE. HOOCHT. Limited, registered in England The Deep Business Centre, Hull, HU1 4BG. Number 10792116 . HOOCHT. Limited is an appointed representative of Pink Home Loans, Pink Home loans is a trading style of Advance Mortgage Funding Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 305008) for mortgage and non-investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let. HOOCHT. Limited, The Deep Business Centre, Hull, HU1 4BG | FCA Number: 783246 | Company Reg: 10792116 | ICO: ZA273028